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A New Approach for Conventional Payment Card Business

Adopting an innovative customer-focused partnership approach, OCG works together with both Banking and Strategic Partners to ensure all Lifestyle payment card programs we develop are unique and beneficial to both cardmembers and business partners. The key purpose for this partnership is that each of our partner rides on their core competency to maximize the platform benefits. OCG plays the crucial role to safeguard the quality of our card programs such that they are sustainable and attentive to the needs of our business partners and customers.

 

 
 

Our Effective Model

Lifestyle Theme Card Issuing

 
 

 

 
 
OCG's focus:
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  • Identify market opportunities among researched lifestyle categories
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  • Identify and evaluate quality Banking Partners and Strategic Partners for each Theme Card
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  • Ensure card usage programs are productive and profitable
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  • Offer marketing and CRM support to Strategic Partners
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  • Achieve 5-WIN Partnership Model - Banking Partners + Strategic Partners + Merchant Partners + Cardmembers +
    OCG Partnership

     
     
    Banking Partners focus:
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  • Issue more quality cards and
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  • Enjoy additional revenue
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  • Manage risk / operation
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  • Provide customer services

     
     
    Strategic Partners focus (Card Issuance / Acceptance):
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  • Support customer relationship and marketing programs
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  • Acquire additional customers
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  • Enjoy additional revenue

     
     
    Merchant Partners focus (Card Acceptance only):
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  • Attract additional customers

     
     
    Customers focus:
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  • Enjoy extensive privileges that match with their lifestyles